Health Insurance
ACA offers individuals and families greater access to affordable health insurance options, including medical, dental, eye, and other types of insurance that may not be available otherwise. There are several ways you can learn more and apply for ACA health insurance. Open enrollment time is the time when you are free to make changes to the health insurance purchased from the health insurance market.
You can purchase health insurance from the state market or from the federal market, which offers a choice of plans. If your employer's insurance coverage is not available or does not meet the "minimum cost" requirement of the Health Reform Act, you may be eligible for financial assistance to purchase from your state's health insurance market. Using this calculator, you can answer "No" to question no. 4 if the employer coverage is not available or does not meet the minimum cost requirement.
This calculator is designed to show you how much you can pay and how much financial aid you might be eligible for if you purchased coverage through your state's health insurance marketplace. The Bronze plan represents the lowest level of protection offered in the market and has an actuarial value of approximately 60%. The amount of the insurance tax credit depends on the price of the silver plan in your area, but you can use the premium tax credit to buy any plan in your state's health insurance market, including bronze, gold, and platinum plans (these different plan types are listed below described).
This type of health insurance can cover you for any period from 30 days to 12 months, depending on your short-term health plan and where you live. If so, visit the Pennsylvania Insurance Marketplace to cut and buy health and dental insurance and apply for financial assistance. Each year, the Pennsylvania Department of Insurance reviews all proposed health insurance rates and changes to existing rates for the individual market and small group market plans. To learn more about the health insurance rate review process and to view a list of these resources, visit the Affordable Care Act Health Insurance Rate Reliability page.
As a result of the ACA, insurance companies cannot deny you coverage or charge you extra for your health insurance based on your health. Don't worry because Blue Access for Employers makes it quick and easy to manage your company's medical services. Observation is why Blue Access includes reporting tools designed to help you better track and control your healthcare costs. Sign in today to take advantage of our employee service tools.
You can easily browse Blue Access for Employers for information to help you manage your account, change subscriptions, and maintain your employee benefit plan. You can enroll employees, add dependents, cancel employees or dependents, apply for IDs, change benefit plans, update employee information, and terminate your COBRA membership. Medicaid is a free comprehensive health insurance plan (available through a state-federal partnership) for people with limited incomes. If you have international coverage and need support outside the US, choose Blue Cross Blue Shield Global (TM) or GeoBlue.